Penny-wise

Well to be honest, we, in Australia, don’t have pennies – actually, I’m starting to think 5c pieces are useless.  Most vending machines no longer take them, and I’m inclined to decline those given to me as change.  They are just too small to be ‘worth it’.  But this post is about whether I ‘manage’ …
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Cutting expenses

Pauline has inspired me, again (cause of course I like a good list)  She’s collected a number of questions to help to cut expenses.  And I’m a penny pincher if there ever was one! My answers are all in bold.  Nice way to tell you a little bit more about myself, and my money management …
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Giving gifts

Thank Pauline, again inspiring a post!  How much do you spend on gifts – and why? This is obviously a little more of a review, than a ‘pre’ Christmas thing.  But it’s something I grappled with this Christmas, being in a new relationship (and it’s a long time, it seems, since I was last in …
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Annual Goals

Despite my efforts to make this ‘publish’ whilst I was enjoying life, I failed 🙁  But that’s given me time to reflect (and enjoy my time off) and so I’ll ensure everything listed still fits reality! Financial – Save a total of $20k by 22 Dec (for mortgage refinancing):  Current balance is $13,487.55.  Whilst this …
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Living solo

This post is inspired by the following article: http://www.dailylife.com.au/news-and-views/dl-opinion/a-room-of-ones-own-20120629-217rx.html When I ‘moved out’ for the first time, it was to a house for (Anglican) girls coming to uni in the ‘city’.  It was great, but I was naughty (which, then, I most certainly was not!), and so when I reapplied to live there in second …
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To new beginnings!

With days until NYE, and more than a year of commenting and enjoying so many great blogs out there, I’ve decided to (re-)create my own!  My very first blog still exists and occasionally it generates a spam email.  It was of my life in France in 2006, when I studied there for an exchange.  I got sick …
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