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Student debts – pay now or pay later?

In Australia, we have (what I think is) a pretty good payment model for tertiary education system.  It’s not anywhere near as cripplingly expensive as the US, but it’s not (effectively) free like in France.  The balance is struck by students paying 1/4 of their education costs, and the government covering the remaining 3/4.  When I started studying over …
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