Blog Archives

Random Round Up

TGIF! Wow, for someone who only works every second Friday, my body was shocked and dismayed to have to work this Friday! And usually, on a super tired morning, I’d stop for a mocha on the way to work.  But a mocha has both sugar in it (which I’m trying to trim down on til …
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Goals Update – June

Financial $20k $26k target by 22 Dec: On target to reach it by 21/11! May: $16,413.13 Jun: $17,938.69 (+$1525.56) 12 in 2 adventures fund May: $574.32 June: $898.81 Generosity target Slower month this month, but annualised, I think I’m still doing fine.  Maybe I’ll report on my hours volunteering? Health Cook at home twice a week: Easily met, …
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The cost of being vain…

I’m not particularly girly… I’m not sure why, but sometimes I think it’s because I’m frugal (with these sorts of costs).  So I thought I’d look into how much it would truly cost to be ‘vain’ (at least in my judgement) for a year here in good old Sydney town.  I’m looking mainly at outsourced services, rather …
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June challenge: track eating out costs

I’ve mentioned more than once (here and here), that I’m sure my eating out costs are higher than my monthly grocery spend.  It’s the only way I can explain how I spend so little on groceries and I haven’t starved 😉  Actually regular readers would know, every month I set a goal to cook at home …
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Is shopping at a co-op worth it?

I have, like more people, choice where I buy my groceries.  Those who are regular readers would know I’m ‘crazy’ about waste, and am aiming for zero waste (though compost and recycling are OK, it’s landfill I’m trying to erase).  Whilst it’s an admirable environmental goal, there’s a financial component too. I thought I would …
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Goals Update – May

Financial $20k  $26k target by 22 Dec: On target (increase of $1,829.61 this month) Apr 2013: $14,522.79 May 2013: $16,352.40 Generosity target of at least $100 per week:  ahead of annual target I have decided to just list whether I’ve achieved this for the month, and whether I’m behind or ahead of my annual budgetted ‘generosity’. Health …
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How do I ‘work’ my payrise?

Here’s the thing. I got a pay raise (woot!). So I thought I’d look at what I was spending and now I have an increase, work out what I shall do with it… Back in the day, the split was (on take home pay) 40% on housing 16% on bill (saving for bills, strata, water, …
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Grocery spending summary – April and the last 5 months

This might not be as in depth (as I’d like) but it’s a start to documenting my grocery shopping behaviour for one (and sometimes +1).  My categories have evolved since I started in December 2012, but basically they are moving along nicely now. My average monthly spend on groceries is about 4% of my monthly …
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Student debts – pay now or pay later?

In Australia, we have (what I think is) a pretty good payment model for tertiary education system.  It’s not anywhere near as cripplingly expensive as the US, but it’s not (effectively) free like in France.  The balance is struck by students paying 1/4 of their education costs, and the government covering the remaining 3/4.  When I started studying over …
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Goals Update – April

Financial My backpay came through this week, which now means I’m on a higher salary.  It also means all my savings targets got a generous boost! 😀 $20k target by 22 Dec: On target to achieve Mar 13: $13,003.17 (adjusted from March goals post to include interest of $53.11) Apr 13: $14,522.79 12 in 2 Adventures: Ahead …
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