Blog Archives

Dave Ramsey made me wanna

So, for reasons I can no longer recall, I started to follow David Ramsey for Australians on Facebook.  I have a history of reading personal finance blogs, and whilst they often drive me insane (the content is very repetitive, and they all want to monetise… And a little ranty). This is how I’ve come to …
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Post Euro trip expenses

For my recent trip, I had a spreadsheet running in advance of departure, and it had pre trip expenditure.  As my trip unfolded, I was curious to see how my spending went, and so added things to the spreadsheet. I prepaid all my tours in Iceland, with Extreme Iceland, which was short trip to Blue …
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A new car…

I’ve never owned a car outright, as long time readers might recall from this post. That’s all about to change! I have decided at the ripe old age of 31, that it’s time to buy my very own car.  It due to some frustrations by the limitations of work’s car – I can only drive …
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2014 goals review

Reviewing my 2014 goals: Fun – 12 in 2 list For 2014, I’ll do the following (some of which I did earmark to do in 2013, but it didn’t happen): Silent retreat -didn’t happen, but I did research options to do something in San Fran whilst on Holidays Sydney Harbour Bridge Climb – I got a …
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The scurge of cheap stuff

In the last little while, there’s been a lot of advertising for Kmart and BigW (both the same sorts of stores, essentially lower priced department stores).  One of KMart’s slogans is ‘We make low prices irresistible’ – and on the surface, most people think that sounds great.  Who wouldn’t want to ‘get more for less’ …
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End of Financial year

In Australia, our financial year ends on June 30.  As such, today marked the start of a new spreadsheet of my annual earnings. For all the years I was a student (six) and the first two of full time employment, I used to work casual jobs.  Even when I started as an engineer, I continued …
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Spending report

This is my first time posting my spending, despite me reading others regularly.  I wasn’t used to how to do this, so everything I remembered and spent is on there! 01/01/2014 ? Groceries 5 Coffee 4.95 Juice 25 Airport taxi 02/01/2014 5.13 Froyo 3.8 Train 03/01/2014 – No Spend Day FRI 04/01/2014 8.6 Bread 7.98 …
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Saving money with home contents insurance

Auto renewal of premium trends up, negoiated premium trends down

I’ve had contents insurance for three years. The first year, I set my contents to $35,000 (which they guided me towards, everything indicates I NEVER spent that much on all my belongings, but then I bought a lot second hand you can see my inventories in the Inventories tab at the top). My premium was …
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Savings target: oh so close!

As my new year resolution (one of many) for 2013, I wanted to save $20k by 22/12/13. I started with $13,487, so I was really looking to save $6,512.45. When that looked like a sure thing in May, I shared with you that I’d like to save $26k by the same date (Essentially doubling the …
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The dilemmas of buying clothes

white linen shirt, blue line shirt, cotton strip top

2016 update: the tops are still going strong, and in high rotation.  Both bras -> bin.  Pink one stretched out.  The teal one was a creeper, up over things it shouldn’t.  So it moved on 🙁 Yesterday evening, I involved myself in some retail therapy.  Planned spending on clothes (not planned on what clothes, though I …
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